<!-- x-generated: Generated by the Hyperscale artifact pipeline; do not edit by hand -->

# Luxury Goods Consignment Escrow

> The frozen Luxury Goods Consignment Escrow Product Build, version 1.

- Composition id: `luxury_goods_consignment_escrow`
- Version: 1
- Digest: `f3cb777a476b111fa720ad409e1ea7e7b87ff93c9777e81fb1d6b95cffa904b9`
- Currencies: `SAR`
- Webhook events: 36

## Instruments

| Instrument | Title | States | Actions |
| --- | --- | --- | --- |
| [`claim`](../instruments/claim.md) | Claim | 5 | approve, assess, create, pay |
| [`escrow_order`](../instruments/escrow_order.md) | Escrow order | 9 | create, fund, release |
| [`listing`](../instruments/listing.md) | Listing | 5 | create, publish, reserve, sell |
| [`order`](../instruments/order.md) | Order | 5 | confirm, create, fulfill |
| [`policy`](../instruments/policy.md) | Policy | 6 | bind, create |

## Journeys

### Cancel an unfunded escrow

- Journey id: `unfunded_escrow_canceled`
- Steps: 11

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- customer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- customer.customerId
4. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
5. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- buyer_customer.customerAccessId
6. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- buyer_customer.customerId
7. `subject_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/subjects`, scopes product:write, idempotency required, receipt yes
   - Body: attributes, declaredValue, kind, kindVersion, productId
   - Path: none
   - Query: none
   - Expect: subjectId, tenantId, productId, kind, kindVersion, attributes, declaredValue, createdAt, metadata
   - Bindings: none
8. `listing_create`
   - Actor: product
   - Action: `listing.create`
   - Route: `POST /v1/listings`, scopes listing:write, idempotency required, receipt yes
   - Body: askingPrice, currency, description, expiresAt, headline, imageUrl, productId, sellerAccountId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: sellerAccountId <- seller.accountId, subject <- subject.subjectId
9. `listing_publish`
   - Actor: product
   - Action: `listing.publish`
   - Route: `POST /v1/listings/{listingId}/publish`, scopes listing:write, idempotency required, receipt yes
   - Body: none
   - Path: listingId
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId
10. `escrow_order_create`
   - Actor: product
   - Action: `escrow_order.create`
   - Route: `POST /v1/escrow-orders`, scopes escrow_order:write, idempotency required, receipt yes
   - Body: buyerAccountId, fundBy, listingId, memo, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: buyerAccountId <- buyer.accountId, listingId <- listing.listingId, subject <- subject.subjectId
11. `escrow_order_cancel`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/escrow-orders/{escrowOrderId}/cancel`, scopes escrow_order:write, idempotency required, receipt yes
   - Body: none
   - Path: escrowOrderId
   - Query: none
   - Expect: none
   - Bindings: escrowOrderId <- escrow.escrowOrderId

### Withdraw a draft listing

- Journey id: `withdraw_draft_listing`
- Steps: 6

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- customer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- customer.customerId
4. `subject_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/subjects`, scopes product:write, idempotency required, receipt yes
   - Body: attributes, declaredValue, kind, kindVersion, productId
   - Path: none
   - Query: none
   - Expect: subjectId, tenantId, productId, kind, kindVersion, attributes, declaredValue, createdAt, metadata
   - Bindings: none
5. `listing_create`
   - Actor: product
   - Action: `listing.create`
   - Route: `POST /v1/listings`, scopes listing:write, idempotency required, receipt yes
   - Body: askingPrice, currency, description, expiresAt, headline, imageUrl, productId, sellerAccountId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: sellerAccountId <- seller_account.accountId, subject <- subject.subjectId
6. `listing_withdraw`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/listings/{listingId}/withdraw`, scopes listing:write, idempotency required, receipt yes
   - Body: none
   - Path: listingId
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId

### Cancel an unfunded order

- Journey id: `cancel_unfunded_order`
- Steps: 10

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- customer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- customer.customerId
4. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- customer.customerId
5. `subject_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/subjects`, scopes product:write, idempotency required, receipt yes
   - Body: attributes, declaredValue, kind, kindVersion, productId
   - Path: none
   - Query: none
   - Expect: subjectId, tenantId, productId, kind, kindVersion, attributes, declaredValue, createdAt, metadata
   - Bindings: none
6. `listing_create`
   - Actor: product
   - Action: `listing.create`
   - Route: `POST /v1/listings`, scopes listing:write, idempotency required, receipt yes
   - Body: askingPrice, currency, description, expiresAt, headline, imageUrl, productId, sellerAccountId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: sellerAccountId <- seller_account.accountId, subject <- subject.subjectId
7. `listing_publish`
   - Actor: product
   - Action: `listing.publish`
   - Route: `POST /v1/listings/{listingId}/publish`, scopes listing:write, idempotency required, receipt yes
   - Body: none
   - Path: listingId
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId
8. `escrow_order_create`
   - Actor: product
   - Action: `escrow_order.create`
   - Route: `POST /v1/escrow-orders`, scopes escrow_order:write, idempotency required, receipt yes
   - Body: buyerAccountId, fundBy, listingId, memo, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: buyerAccountId <- buyer_account.accountId, listingId <- listing.listingId, subject <- subject.subjectId
9. `order_create`
   - Actor: product
   - Action: `order.create`
   - Route: `POST /v1/orders`, scopes order:write, idempotency required, receipt yes
   - Body: confirmBy, escrowOrderId, listingId, memo, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: escrowOrderId <- escrow.escrowOrderId, listingId <- listing.listingId, subject <- subject.subjectId
10. `order_cancel`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/orders/{orderId}/cancel`, scopes order:write, idempotency required, receipt yes
   - Body: none
   - Path: orderId
   - Query: none
   - Expect: none
   - Bindings: orderId <- order.orderId

### Withdraw a policy quote

- Journey id: `withdraw_policy_quote`
- Steps: 7

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- customer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- customer.customerId
4. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- customer.customerId
5. `subject_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/subjects`, scopes product:write, idempotency required, receipt yes
   - Body: attributes, declaredValue, kind, kindVersion, productId
   - Path: none
   - Query: none
   - Expect: subjectId, tenantId, productId, kind, kindVersion, attributes, declaredValue, createdAt, metadata
   - Bindings: none
6. `policy_create`
   - Actor: product
   - Action: `policy.create`
   - Route: `POST /v1/policies`, scopes policy:write, idempotency required, receipt yes
   - Body: coverageLimit, currency, expiresAt, insurerAccountId, perilSchedule, policyholderAccountId, premiumAmount, productId, startsAt, subject, termsSummary
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: insurerAccountId <- insurer_account.accountId, policyholderAccountId <- holder_account.accountId, subject <- subject.subjectId
7. `policy_withdraw`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/policies/{policyId}/withdraw`, scopes policy:write, idempotency required, receipt yes
   - Body: none
   - Path: policyId
   - Query: none
   - Expect: none
   - Bindings: policyId <- policy.policyId

### Assess and deny a claim

- Journey id: `claim_denied`
- Steps: 14

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- holder_customer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- holder_customer.customerId
4. `sandbox_account_fund`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/account-funding`, scopes transfer:write, idempotency required, receipt yes
   - Body: amount, currency, destinationAccountId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: destinationAccountId <- holder.accountId
5. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
6. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- insurer_customer.customerAccessId
7. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- insurer_customer.customerId
8. `subject_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/subjects`, scopes product:write, idempotency required, receipt yes
   - Body: attributes, declaredValue, kind, kindVersion, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
9. `policy_create`
   - Actor: product
   - Action: `policy.create`
   - Route: `POST /v1/policies`, scopes policy:write, idempotency required, receipt yes
   - Body: coverageLimit, currency, expiresAt, insurerAccountId, perilSchedule, policyholderAccountId, premiumAmount, productId, startsAt, subject, termsSummary
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: insurerAccountId <- insurer.accountId, policyholderAccountId <- holder.accountId, subject <- subject.subjectId
10. `policy_bind`
   - Actor: product
   - Action: `policy.bind`
   - Route: `POST /v1/policies/{policyId}/bind`, scopes policy:write, transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: policyId
   - Query: none
   - Expect: none
   - Bindings: policyId <- policy.policyId
11. `sandbox_platform_fire`
   - Actor: platform
   - Sandbox trigger: The platform fires `policy.activate` in normal lifecycle processing; sandbox fires it now.
   - Action: platform lifecycle trigger
   - Route: `POST /v1/sandbox/platform/fire`, scopes no scopes required, idempotency required, receipt yes
   - Body: input, operation
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: input.policyId <- policy.policyId
12. `claim_create`
   - Actor: product
   - Action: `claim.create`
   - Route: `POST /v1/claims`, scopes claim:write, idempotency required, receipt yes
   - Body: claimAmount, claimantAccountId, currency, evidenceSummary, insurerAccountId, occurredAt, peril, policyId, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: claimantAccountId <- holder.accountId, insurerAccountId <- insurer.accountId, policyId <- policy.policyId, subject <- subject.subjectId
13. `claim_assess`
   - Actor: product
   - Action: `claim.assess`
   - Route: `POST /v1/claims/{claimId}/assess`, scopes claim:write, idempotency required, receipt yes
   - Body: none
   - Path: claimId
   - Query: none
   - Expect: none
   - Bindings: claimId <- claim.claimId
14. `claim_deny`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/claims/{claimId}/deny`, scopes claim:write, idempotency required, receipt yes
   - Body: none
   - Path: claimId
   - Query: none
   - Expect: none
   - Bindings: claimId <- claim.claimId

### Sell and protect a consigned asset

- Journey id: `consignment_sale_claim`
- Steps: 29

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- buyer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- buyer.customerId
4. `sandbox_account_fund`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/account-funding`, scopes transfer:write, idempotency required, receipt yes
   - Body: amount, currency, destinationAccountId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: destinationAccountId <- buyer_account.accountId
5. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
6. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- seller.customerAccessId
7. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- seller.customerId
8. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
9. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- insurer.customerAccessId
10. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- insurer.customerId
11. `sandbox_account_fund`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/account-funding`, scopes transfer:write, idempotency required, receipt yes
   - Body: amount, currency, destinationAccountId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: destinationAccountId <- insurer_account.accountId
12. `subject_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/subjects`, scopes product:write, idempotency required, receipt yes
   - Body: attributes, declaredValue, kind, kindVersion, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
13. `listing_create`
   - Actor: product
   - Action: `listing.create`
   - Route: `POST /v1/listings`, scopes listing:write, idempotency required, receipt yes
   - Body: askingPrice, currency, description, expiresAt, headline, imageUrl, productId, sellerAccountId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: sellerAccountId <- seller_account.accountId, subject <- asset.subjectId
14. `listing_publish`
   - Actor: product
   - Action: `listing.publish`
   - Route: `POST /v1/listings/{listingId}/publish`, scopes listing:write, idempotency required, receipt yes
   - Body: none
   - Path: listingId
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId
15. `policy_create`
   - Actor: product
   - Action: `policy.create`
   - Route: `POST /v1/policies`, scopes policy:write, idempotency required, receipt yes
   - Body: coverageLimit, currency, expiresAt, insurerAccountId, perilSchedule, policyholderAccountId, premiumAmount, productId, startsAt, subject, termsSummary
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: policyholderAccountId <- buyer_account.accountId, insurerAccountId <- insurer_account.accountId, subject <- asset.subjectId
16. `policy_bind`
   - Actor: product
   - Action: `policy.bind`
   - Route: `POST /v1/policies/{policyId}/bind`, scopes policy:write, transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: policyId
   - Query: none
   - Expect: none
   - Bindings: policyId <- policy.policyId
17. `sandbox_platform_fire`
   - Actor: platform
   - Sandbox trigger: The platform fires `policy.activate` in normal lifecycle processing; sandbox fires it now.
   - Action: platform lifecycle trigger
   - Route: `POST /v1/sandbox/platform/fire`, scopes no scopes required, idempotency required, receipt yes
   - Body: input, operation
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: input.policyId <- policy.policyId
18. `escrow_order_create`
   - Actor: product
   - Action: `escrow_order.create`
   - Route: `POST /v1/escrow-orders`, scopes escrow_order:write, idempotency required, receipt yes
   - Body: buyerAccountId, fundBy, listingId, memo, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: buyerAccountId <- buyer_account.accountId, listingId <- listing.listingId, subject <- asset.subjectId
19. `escrow_order_fund`
   - Actor: product
   - Action: `escrow_order.fund`
   - Route: `POST /v1/escrow-orders/{escrowOrderId}/fund`, scopes escrow_order:write, transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: escrowOrderId
   - Query: none
   - Expect: none
   - Bindings: escrowOrderId <- escrow.escrowOrderId
20. `order_create`
   - Actor: product
   - Action: `order.create`
   - Route: `POST /v1/orders`, scopes order:write, idempotency required, receipt yes
   - Body: confirmBy, escrowOrderId, listingId, memo, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId, escrowOrderId <- escrow.escrowOrderId, subject <- asset.subjectId
21. `order_confirm`
   - Actor: product
   - Action: `order.confirm`
   - Route: `POST /v1/orders/{orderId}/confirm`, scopes order:write, idempotency required, receipt yes
   - Body: none
   - Path: orderId
   - Query: none
   - Expect: none
   - Bindings: orderId <- order.orderId
22. `listing_reserve`
   - Actor: product
   - Action: `listing.reserve`
   - Route: `POST /v1/listings/{listingId}/reserve`, scopes listing:write, idempotency required, receipt yes
   - Body: escrowOrderId
   - Path: listingId
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId, escrowOrderId <- escrow.escrowOrderId
23. `claim_create`
   - Actor: product
   - Action: `claim.create`
   - Route: `POST /v1/claims`, scopes claim:write, idempotency required, receipt yes
   - Body: claimAmount, claimantAccountId, currency, evidenceSummary, insurerAccountId, occurredAt, peril, policyId, productId, subject
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: policyId <- policy.policyId, claimantAccountId <- buyer_account.accountId, insurerAccountId <- insurer_account.accountId, subject <- asset.subjectId
24. `claim_assess`
   - Actor: product
   - Action: `claim.assess`
   - Route: `POST /v1/claims/{claimId}/assess`, scopes claim:write, idempotency required, receipt yes
   - Body: none
   - Path: claimId
   - Query: none
   - Expect: none
   - Bindings: claimId <- claim.claimId
25. `claim_approve`
   - Actor: product
   - Action: `claim.approve`
   - Route: `POST /v1/claims/{claimId}/approve`, scopes claim:write, transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: claimId
   - Query: none
   - Expect: none
   - Bindings: claimId <- claim.claimId
26. `claim_pay`
   - Actor: product
   - Action: `claim.pay`
   - Route: `POST /v1/claims/{claimId}/pay`, scopes claim:write, transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: claimId
   - Query: none
   - Expect: none
   - Bindings: claimId <- claim.claimId
27. `escrow_order_release`
   - Actor: product
   - Action: `escrow_order.release`
   - Route: `POST /v1/escrow-orders/{escrowOrderId}/release`, scopes escrow_order:write, transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: escrowOrderId
   - Query: none
   - Expect: none
   - Bindings: escrowOrderId <- escrow.escrowOrderId
28. `order_fulfill`
   - Actor: product
   - Action: `order.fulfill`
   - Route: `POST /v1/orders/{orderId}/fulfill`, scopes order:write, idempotency required, receipt yes
   - Body: none
   - Path: orderId
   - Query: none
   - Expect: none
   - Bindings: orderId <- order.orderId
29. `listing_sell`
   - Actor: product
   - Action: `listing.sell`
   - Route: `POST /v1/listings/{listingId}/sell`, scopes listing:write, idempotency required, receipt yes
   - Body: none
   - Path: listingId
   - Query: none
   - Expect: none
   - Bindings: listingId <- listing.listingId

### Move sale funds

- Journey id: `consignment_money_movement`
- Steps: 9

1. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
2. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- payer.customerAccessId
3. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- payer.customerId
4. `sandbox_account_fund`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/account-funding`, scopes transfer:write, idempotency required, receipt yes
   - Body: amount, currency, destinationAccountId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: destinationAccountId <- source.accountId
5. `sandbox_customer_onboard`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-onboarding`, scopes customer:write, idempotency required, receipt yes
   - Body: displayName, productId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: none
6. `sandbox_customer_access_activate`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/sandbox/customer-access/{customerAccessId}/activate`, scopes customer:write, idempotency required, receipt yes
   - Body: none
   - Path: customerAccessId
   - Query: none
   - Expect: none
   - Bindings: customerAccessId <- payee.customerAccessId
7. `account_create`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/accounts`, scopes account:write, idempotency required, receipt yes
   - Body: currency, owner, role
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: owner.id <- payee.customerId
8. `internal_transfer_reserve`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/internal-transfers/reserve`, scopes transfer:write, idempotency required, receipt yes
   - Body: amount, currency, destinationAccountId, memo, sourceAccountId
   - Path: none
   - Query: none
   - Expect: none
   - Bindings: sourceAccountId <- source.accountId, destinationAccountId <- destination.accountId
9. `internal_transfer_post`
   - Actor: product
   - Action: platform write
   - Route: `POST /v1/internal-transfers/{transferId}/post`, scopes transfer:write, idempotency required, receipt yes
   - Body: none
   - Path: transferId
   - Query: none
   - Expect: none
   - Bindings: transferId <- transfer.transferId

## Cost

Cost table version 2026-09-02.1. Flat amounts are multiplied by the action count; basis points price the meter's moved amount, which an action count does not determine.

| Instrument | Action | Effect | Meter | Flat per action | Rate on meter | 1,000 per month | 100,000 per month | 10,000,000 per month |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| `claim` | `approve` | `decides.insurance_claims_adjuster` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `claim` | `approve` | `holds.reserve` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `claim` | `approve` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `claim` | `attest` | `decides.tenant_port` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `claim` | `attest` | `holds.reserve` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `claim` | `attest` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `claim` | `create` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `claim` | `pay` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `claim` | `reverse` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `escrow_order` | `collect_penalty` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `escrow_order` | `create` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `escrow_order` | `expire` | `schedules.due` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `escrow_order` | `fund` | `moves.collection.pay_in` | `collection.pay_in.volume_sar` | 2.50 SAR | 16 bps | 2,500.00 SAR | 250,000.00 SAR | 25,000,000.00 SAR |
| `escrow_order` | `fund` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `escrow_order` | `quote` | `holds.quote` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `escrow_order` | `quote` | `schedules.expiry` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `escrow_order` | `refund` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `escrow_order` | `release` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `escrow_order` | `release` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `listing` | `expire` | `schedules.due` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `listing` | `reopen` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `listing` | `reserve` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `listing` | `sell` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `order` | `cancel` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `order` | `confirm` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `order` | `create` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `order` | `expire` | `schedules.due` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `order` | `fulfill` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `activate` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `policy` | `activate` | `schedules.due` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `bind` | `decides.insurance_carrier` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `bind` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `policy` | `cancel` | `moves.transfer.internal` | `transfer.internal.volume_sar` | 0.75 SAR | 11 bps | 750.00 SAR | 75,000.00 SAR | 7,500,000.00 SAR |
| `policy` | `create` | `reads.requires_refs` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `endorse` | `decides.insurance_carrier` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `expire` | `schedules.due` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `preview` | `holds.quote` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| `policy` | `preview` | `schedules.expiry` | `instrument.event.count` | 0.00 SAR | 0 bps | 0.00 SAR | 0.00 SAR | 0.00 SAR |
| **Total flat** | | | | | | **10,000.00 SAR** | **1,000,000.00 SAR** | **100,000,000.00 SAR** |
